Terms Of Use – Privacy Policy

360 Mortgage Marketing, LLC. Terms of Use

Updated March 13, 2019

Welcome and thank you for your interest in 360 Mortgage Marketing, LLC. By clicking a registration or new account submission button, or by otherwise using 360 Mortgage Marketing, LLC. websites, networks, mobile applications, or other services provided by 360 Mortgage Marketing, LLC. (collectively, the “Services”), or accessing any content provided by 360 Mortgage Marketing, LLC through the Services, you agree to be bound by the following terms of use, as updated from time to time (“Terms of Use”).

360 Mortgage Marketing, LLC. 360 Mortgage Marketing, LLC. does not, and the services are not intended to, provide financial or real estate advice. 360 Mortgage Marketing, LLC. is not a financial or real estate broker or lender. For additional information, please see Section 8. 360 Mortgage Marketing, LLC. assumes no responsibility for any result or consequence related directly or indirectly to any action or inaction that consumers take based on the Services or any other information available through or in connection with the Services.
Eligibility; Accounts and Registration. You must be at least 18 years of age to use the Service. By agreeing to these Terms of Use, you represent and warrant that: (a) you are at least 18 years of age; (b) you have not previously been suspended or removed from the Services; and (c) your registration and your use of the Services is in compliance with all applicable laws and regulations. To access some features of the Services, you may be required to register for an account. When you register for an account, you may be required to provide us with some information about yourself, such as email address or other contact information. You agree that the information you provide is accurate and that you will keep it accurate and up-to-date at all times. When you register, you may be asked to provide a password. You are solely responsible for maintaining the confidentiality of your account and password, and you are responsible for all actions taken via your account.
Use of the Services; Restrictions. A. Use of the Services. As long as you comply with these Terms of Use, 360 Mortgage Marketing, LLC. grants you a non-exclusive, limited, revocable, personal, non-transferable license to use the Services, for your business use. Except as expressly stated herein, these Terms of Use do not provide you with a license to reproduce, distribute, display or provide access to any portion of the Services to any other persons or on third-party web sites or otherwise. B. Use of Content. Subject to the restrictions set forth in these Terms of Use, you may not copy information from the Services except only as necessary for your personal business use to view, save, print, fax and/or e-mail such information. C. COMPLIANCE

IT IS YOUR RESPONSIBILITY TO ADHERE TO ALL LAWS AND GUIDELINES REGARDING REAL ESTATE AND MORTGAGE ADVERTISING. IT IS YOUR RESPONSIBILITY TO ADHERE TO ALL FACEBOOK AND GOOGLE ADVERTISING GUIDELINES AND REQUIREMENTS. IT IS YOUR RESPONSIBILITY TO ENSURE ANY CONTENT, SYSTEMS OR STRATEGIES YOU LEARN OR PARTICIPATE IN FROM 360 MORTGAGE MARKETING, LLC ARE COMPLIANT AND LAWFUL. YOU AGREE NOT TO HOLD 360 MORTGAGE MARKETING, LLC RESPONSIBLE FOR FINES, PUNISHMENTS, LAWSUITS OR VIOLATIONS YOU INCUR AS A RESULT OF YOUR NEGLIGENCE.

D. INBOUND ENGAGEMENT PROGRAM

Our Inbound Engagement Program will create & manage your Facebook advertising campaign. It is your responsibility to ensure that all ads are compliant according with Facebook terms and conditions as well, your company’s marketing policies and any state or federal laws governing any and all mortgage related activities. You also agree you will not hold 360 Mortgage Marketing, LLC. responsible for any issues and/or fines, punishments, lawsuits or violations you incur as a result of your Negligence.

Prohibited Use. BY USING THE SERVICES, YOU AGREE NOT TO:

use information provided by 360 Mortgage Marketing, LLC. through the Services in making any loan-related decisions;
reproduce, modify, distribute, display or otherwise provide access to, create derivative works from, decompile, disassemble, or reverse engineer any portion of the Services, except as explicitly permitted under these Terms of Use;
provide/post/authorize a link to any of the Services (including but not limited to a loan officer profile page) from a third-party website.
remove or modify any copyright or other intellectual property notices that appear in the Services;
use the Services for resale, service bureau, time-sharing or other similar purposes;
use the Services in any way that is unlawful, or harms 360 Mortgage Marketing, LLC.; its service providers, suppliers, or any other user;
distribute or post spam, chain letters, pyramid schemes, or similar communications through the Services;
impersonate another person or misrepresent your affiliation with another person or entity;
reproduce, publicly display, or otherwise make accessible on or through any other Web site, application, or service any reviews, ratings, and/or profile information about real estate, lending, or other professionals, underlying images of or information about real estate, or other data or content available through the Services, except as explicitly permitted by 360 Mortgage Marketing, LLC for a particular portion of the Services;
upload invalid data, viruses, worms, or other software agents to the Services;
interfere with or compromise the system integrity or security of the Services, or otherwise bypass any measures 360 Mortgage Marketing, LLC. may use to prevent or restrict access to the Services;
conduct automated queries (including screen and database scraping, spiders, robots, crawlers, bypassing “captcha” or similar precautions, and any other automated activity with the purpose of obtaining information from the Services) on the Services;
use any of 360 Mortgage Marketing, LLC. trademarks as part of your screen name or email address on the Services; or
attempt to, or permit or encourage any third party to, do any of the above.

Fees.

Generally. You may be required to pay fees to access certain features of the Services. All fees are in U.S. dollars and are non-refundable. If 360 Mortgage Marketing, LLC. changes the fees for all or part of the Services, including by adding fees or charges, 360 Mortgage Marketing, LLC. will provide you advance notice of those changes. If you do not accept the changes, 360 Mortgage Marketing, LLC. may discontinue providing the applicable part of the Services to you. 360 Mortgage Marketing, LLC. authorized third-party payment processor will charge the payment method you specified at the time of purchase. You authorize 360 Mortgage Marketing, LLC. to charge all fees as described in these Terms of Use for the Services you select to that payment method. If you pay any fees with a credit card, 360 Mortgage Marketing, LLC. may seek pre-authorization of your credit card account before your purchase to verify that the credit card is valid and has the necessary funds or credit available to cover your purchase.
Subscriptions. The Services may include features that allow for automatically recurring payments for periodic charges (“Subscription Service”). If you decide to activate a Subscription Service, you authorize 360 Mortgage Marketing, LLC. to periodically charge, on an ongoing-forward basis and until cancellation of either the recurring payments or your account, all accrued sums on or before the payment due date for the accrued sums. The subscription will continue unless and until you cancel your subscription, or we terminate it. You must cancel your subscription before it renews in order to avoid billing of the next periodic subscription fee to your account. We will bill the periodic subscription fee to the payment method you provide to us during registration (or to a different payment method if you change your payment information). 360 Mortgage Marketing, LLC. may change the subscription fee for any subsequent subscription period but will provide you advance notice of any increase before it applies. You may cancel a Subscription Service by contacting us at: support@360mortgagemarketing.com, by contacting your business consultant.

3rd Party/Linked Services/Sent information.

Generally

The Services include links to third-party products, services and Web sites, as well as materials provided by third parties, and may include functionality that allows for the distribution of your User Materials or your personal information (collectively, your “User Information”) to third parties not under 360 Mortgage Marketing, LLC’s. control (each, a “Third-Party Provider”). Third-Party Providers are solely responsible for their services. You are responsible for your use, additional subscriber fees to third-party, and submission of User Information to any third-party, and your or business conducted with any third party arising in connection with the Services are solely between you and such third party. Your use of third-party sites, services, or products may be subject to associated third-party terms of use and privacy policies or other agreements, which you are solely responsible for complying with. 360 Mortgage Marketing, LLC. does not endorse, and takes no responsibility for such products, services, Web sites, and materials, or a Third-Party Provider’s use of your User Information. By using a tool that allows for User Information to be transferred, you agree that 360 Mortgage Marketing, LLC. may transfer the applicable User Information or other information to the applicable third-parties, which are not under the control of 360 Mortgage Marketing, LLC. If you submit a contact form or otherwise indicate your interest in contacting a Third-Party Provider, you may receive telemarketing calls from the Third-Party Provider using the contact information you provided. Third-Party Providers may keep your contact information and any other information received by the Third-Party Provider in processing a contact or other request form. 360 Mortgage Marketing, LLC. is not responsible for any damages or costs of any type arising out of or in any way connected with your dealings with these third parties.

Intellectual Property. The Services are owned and operated by 360 Mortgage Marketing, LLC. The user interfaces, design, information, data, code, products, software, graphics, and all other elements of the Services (“360 Mortgage Marketing, LLC.”) provided by 360 Mortgage Marketing, LLC. are protected by intellectual property and other laws and are the property of 360 Mortgage Marketing, LLC. or 360 Mortgage Marketing, LLC’s. third-party licensors. Except as expressly allowed by these Terms of Use, you may not make use of the 360 Mortgage Marketing, LLC., and 360 Mortgage Marketing, LLC. reserves all rights to the 360 Mortgage Marketing, LLC. Materials and Services not granted expressly in these Terms of Use.

Intellectual Property Notices:

The names of actual companies, products, and services mentioned herein may be the trademarks of their respective owners. Any rights not expressly granted herein are reserved.

Feedback. If you choose to provide input and suggestions regarding the Services, including related to any 360 Mortgage Marketing, LLC. Materials (“Feedback”), then you hereby grant 360 Mortgage Marketing, LLC. an unrestricted, perpetual, irrevocable, non-exclusive, fully-paid, royalty-free right to use the Feedback in any manner and for any purpose, including the improve the Services or create other products and services.
DMCA; Claims of Copyright Infringement. 360 Mortgage Marketing, LLC. respects the intellectual property rights of others and asks that everyone using the Services do the same. Anyone who believes that their work has been reproduced on the Services in a way that constitutes copyright infringement may notify 360 Mortgage Marketing, LLC’s, copyright agent in accordance with Title 17, United States Code, Section 512(c)(2), by providing the following information: A. Identification of the copyrighted work that you claim has been infringed; B. Identification of the material that you claim is infringing and needs to be removed, including a description of where it is located on the Services so that the copyright agent can locate it; C. Your address, telephone number, and, if available, e-mail address, so that the copyright agent may contact you about your complaint; and D. A signed statement that the above information is accurate; that you have a good faith belief that the identified use of the material is not authorized by the copyright owner, its agent, or the law; and, under penalty of perjury, that you are the copyright owner or are authorized to act on the copyright owner’s behalf in this situation.

Notices of copyright infringement claims should be sent as follows:

By mail:
360 Mortgage Marketing, LLC.
20509 Camden Path
Farmington, MN 55024
Attention: Copyright Agent

By e-mail:
If relating to content on 360mortgagemarketing.com and related websites: support@360mortgagemarketing.com

If you give notice of copyright infringement by e-mail, we may begin investigating the alleged copyright infringement; however, we must receive your signed statement by mail or as an attachment to your e-mail before we are required to take any action.

Termination/Changes to Agreement.Except as stated in separate product-specific agreements, you may terminate your account at any time by contacting support@360mortgagemarketing.com. If you terminate your account, you remain obligated to pay all outstanding fees, if any, incurred prior to termination relating to your use of the Services. If you violate any provision of these Terms of Use, your permission from 360 Mortgage Marketing, LLC. to use the Services will terminate automatically. In addition, 360 Mortgage Marketing, LLC. may in its sole discretion terminate your account on the Services or suspend or terminate your access to the Services at any time for any reason, with or without notice. 360 Mortgage Marketing, LLC. may alter, suspend or discontinue the Services or any portion of the Services without notice. 360 Mortgage Marketing, LLC. will not be liable whatsoever for any change to the Services or any suspension or termination of your access to or use of the Services. 360 Mortgage Marketing, LLC. reserves the right to change these Terms of Use at any time in its sole discretion on an ongoing basis. We will make commercially reasonable efforts to notify you of any material changes to these Terms of Use. Your continued use of the Services after updates are effective will represent your agreement to the revised version of these Terms of Use. Your continued use of the Services after the effectiveness of such changes will constitute acceptance of and agreement to any such changes. You further waive any right you may have to receive specific notice of such changes to these Terms of Use. You are responsible for regularly reviewing these Terms of Use.
Privacy Policy/Other Terms. A. Privacy Policy. 360 Mortgage Marketing, LLC. will collect, use, store, and disclose personal information in accordance with its Privacy Policy. Please consult the Privacy Policy below for more information, which is incorporated into, and made a part of, these Terms of Use. B. Other Terms.Your use of the Services is subject to all additional guidelines, rules, and agreements applicable to the Services or certain features of the Services that we may post on, or link to, from the Services, such as rules applicable to a particular product or content available through the Services, including, without limitation, the Inbound Engagement Program, Automated Follow-up, Best Practices Coaching, and LO DIY System.
Indemnification. You agree to indemnify, defend, and hold harmless 360 Mortgage Marketing, LLC. its affiliates, and their respective directors, officers, employees, and agents from any and all claims and demands made by any third party due to or arising out of: (a) your access to or use of the Services; (b) your breach of these Terms of Use; (c) your violation of any law or the rights of a third party; (d) any dispute or issue between you and any third party; (e) any User Materials you upload to, or otherwise make available through, the Services; (f) your willful misconduct; and (g) any other party’s access to and/or use of the Services using your account and password. 360 Mortgage Marketing, LLC. reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in that case, you agree to corporate with 360 Mortgage Marketing, LLC’s. defense of that claim.
No Warranties. 360 MORTGAGE MARKETING, LLC. PROVIDES THE SERVICES “AS IS,” “WITH ALL FAULTS” AND “AS AVAILABLE,” AND THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY, AND EFFORT IS WITH YOU. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, 360 MORTGAGE MARKETING, LLC. AND ITS SUPPLIERS MAKE NO REPRESENTATIONS, WARRANTIES OR CONDITIONS, EXPRESS OR IMPLIED. 360 MORTGAGE MARKETING, LLC. AND ITS SUPPLIERS EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES OR CONDITIONS, EXPRESS, STATUTORY AND IMPLIED, INCLUDING WITHOUT LIMITATION: (A) WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, ACCURACY, TITLE, QUIET ENJOYMENT, NO ENCUMBRANCES, NO LIENS AND NON-INFRINGEMENT; (B) WARRANTIES OR CONDITIONS ARISING THROUGH COURSE OF DEALING OR USAGE OF TRADE; AND (C) WARRANTIES OR CONDITIONS OF UNINTERRUPTED OR ERROR-FREE ACCESS OR USE. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU THROUGH THE SERVICES OR ANY MATERIALS AVAILABLE THROUGH THE SERVICES WILL CREATE ANY WARRANTY REGARDING ANY 360 MORTGAGE MARKETING, LLC. ENTITY OR THE SERVICES THAT IS NOT EXPRESSIVELY STATED IN THESE TERMS OF USE. YOU ASSUME ALL RISK FOR ANY DAMAGE THAT MAY RESULT FROM YOUR USE OF OR ACCESS TO THE SERVICES, YOUR DEALING WITH ANY OTHER USER, AND ANY MATERIALS, INCLUDING ALL USER AND 360 MORTGAGE MARKETING, LLC. MATERIALS, AVAILABLE THROUGH THE SERVICES. YOU UNDERSTAND AND AGREE THAT YOUR USE OF THE SERVICES, AND USE, ACCESS, DOWNLOAD, OR OTHERWISE OBTAINMENT OF MATERIALS THROUGH THE SERVICES AND ANY ASSOCIATED SITES OR SERVICES, ARE AT YOUR OWN DISCRETION AND RISK, AND THAT YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR PROPERTY (INCLUDING YOUR COMPUTER SYSTEM OR MOBILE DEVICE USED IN CONNECTION WITH THE SERVICES), OR THE LOSS OF DATA THAT RESULTS FROM THE USE OF THE SERVICES OR THE DOWNLOAD OR USE OF THOSE MATERIALS. SOME JURISDICTIONS MAY PROHIBIT A DISCLAIMER OR WARRANTIES AND YOU MAY HAVE OTHER RIGHTS THAT VARY FROM JURISDICTION TO JURISDICTION.
Limitation of Liability/Exclusive Remedy. IN NO EVENT WILL 360 MORTGAGE MARKETING, LLC. OR ANY OF ITS AFFILIATES BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, OR PUNITIVE DAMAGES (INCLUDING DAMAGES FOR LOSS OF PROFITS, GOODWILL, OR ANY OTHER INTANGIBLE LOSS) ARISING OUT OF, BASED ON, OR RESULTING FROM THESE TERMS OF USE OR YOUR USE OR ACCESS, OR INABILITY TO USE OR ACCESS, THE SERVICES OR ANY MATERIALS ON THE SERVICES, WHETHER BASED ON (A) BREACH OF CONTRACT, (B) BREACH OF WARRANTY, (C) NEGLIGENCE, OR (D) ANY OTHER CAUSE OF ACTION, EVEN IF 360 MORTGAGE MARKETING, LLC. HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, 360 MORTGAGE MARKETING, LLC. ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (IE) ERRORS, MISTAKES, OR INACCURACIES OF MATERIALS; (F) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO OR USE OF THE SERVICES; (G) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION STORED THEREIN; (H) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICES; (I) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE THAT MAY BE TRANSMITTED TO OR THROUGH OUR SERVICES BY ANY THIRD PARTY; (J) ANY ERRORS OR OMISSIONS IN ANY MATERIALS OR FOR ANY LOSS OR DAMAGE INCURRED AS A RESULT OF THE USE OF ANY MATERIALS POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE THROUGH THE SERVICES; AND/OR (K) USER MATERIALS OR THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY. THE AGGREGATE LIABILITY OF 360 MORTGAGE MARKETING, LLC. AND ANY OF ITS AFFILIATES TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE USE OF OR INABILITY TO USE ANY PORTION OF THE SERVICES OR OTHERWISE UNDER THESE TERMS OF USE, WHETHER IN CONTRACT, TORT, OR OTHERWISE, IS LIMITED TO THE GREATER OF: (L) THE AMOUNT YOU HAVE PAID TO 360 MORTGAGE MARKETING, LLC. FOR THE SERVICES IN THE 12 MONTHS PRIOR TO THE EVENTS OR CIRCUMSTANCES GIVING RISE TO THE CLAIMS; AND (B) $100. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL DAMAGES. ACCORDINGLY, THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. EACH PROVISION OF THESE TERMS OF USE THAT PROVIDES FOR A LIMITATION OF LIABILITY, DISCLAIMER OF WARRANTIES, OR EXCLUSION OF DAMAGES IS INTENDED TO AND DOES ALLOCATE THE RISKS BETWEEN THE PARTIES UNDER THESE TERMS. THIS ALLOCATION IS AN ESSENTIAL ELEMENT OF THE AGREEMENT OF THE PARTIES. THE LIMITATIONS IN THIS SECTION WILL APPLY EVEN IF ANY LIMITED REMEDY FAILS ITS ESSENTIAL PURPOSE.
Choice of Law; Disputes. These Terms of Use are governed by the laws of the State of Minnesota, without giving effect to its conflict of laws provisions. You agree to submit to the personal and exclusive jurisdiction and venue in the state and federal courts sitting in Dakota County, Minnesota for any and all disputes, claims and actions arising from or in connection with the Services and/or these Terms of Use. 360 Mortgage Marketing, LLC. operates the Services from its offices in Minnesota, and we make no representation that the Services are appropriate or available for use in other locations.
General. You agree not to export from anywhere any part of the Services provided to you, or any direct product thereof, except in compliance with, and with all licenses and approvals required under, applicable export laws, rules and regulations. All Services used by the U.S. Government are provided with the commercial license rights described herein. These Terms of Use may only be amended by a written agreement signed by authorized representatives of the parties to these Terms of Use. If any part of these Terms of Use is determined to be invalid or unenforceable, then the invalid or unenforceable provision will be replaced with a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms of Use will continue in effect. The section titles in these Terms of Use are solely used for the convenience of the parties and have no legal or contractual significance. 360 Mortgage Marketing, LLC. may assign this Agreement, in whole or in part, at any time with or without notice to you. You may not assign these Terms of Use, or assign, transfer or sublicense your rights, if any, in the Services. 360 Mortgage Marketing, LLC’s. failure to act with respect to a breach by you or others does not waive its right to act with respect to subsequent or similar breaches. Except as expressly stated herein, these Terms of Use, and all expressly incorporated terms and agreements, constitute the entire agreement between you and 360 Mortgage Marketing, LLC. with respect to the Services and supersede all prior or contemporaneous communications of any kind between you and 360 Mortgage Marketing, LLC. with respect to the Services. The following sections of these Terms of Use shall survive any termination of these Terms of Use: 2, 4-6, 8-10, and 12-19.
Consent to Communications. By using the Services, you consent to receive certain electronic communications from 360 Mortgage Marketing, LLC. as further described in the Privacy Policy. Please read the Privacy Policy to learn more. You agree that any notices, agreements, disclosures, or other communications that 360 Mortgage Marketing, LLC. sends to you electronically will satisfy any legal communication requirements, including that those communications be in writing.
Notice to California Residents. If you are a California resident, under California Civil Code Section 1789.3, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 N. Market Blvd., Suite S-202, Sacramento, California 95834, or by telephone at (800) 952-5210 in order to resolve a complaint regarding the Service or to receive further information regarding use of the Service.
Contact Information. 360 Mortgage Marketing, LLC., located at 20509 Camden Path, Farmington, MN 55024. You may contact 360 Mortgage Marketing, LLC. by sending correspondence to that address or emailing support@360mortgagemarketing.com.

360 Mortgage Marketing, LLC. Privacy Policy

Updated March 13, 2019

At 360 Mortgage Marketing, LLC., we appreciate your use of and contributions to our websites, our mobile and desktop applications, our other properties and/or our related services (collectively known as the “Services,” or, each individually, a “Service”). 360 Mortgage Marketing, LLC. respects your privacy and is committed to protecting your personal information. We encourage you to read this privacy policy to understand the information we collect and how we use and disclose it. This policy applies to all of our Services that link to it.

Information Collected by 360 Mortgage Marketing, LLC.

When you use the Services, we collect a variety of information from and about you, your devices, and your interaction with the Services. Some of this information identifies you directly or can be used to identify you when combined with other data.

Information you provide. When using the Services, you may be asked to provide personal information about yourself, such as your name, contact information, payment information, or financial information. You may also provide information about a third party through the Services, for example, if you share a survey with a recipient via email. We may combine this information with other information we collect from your interaction with the Services or from other companies to other third-party services. Some information you provide through the Services is collected and processed by third parties on our behalf. For example, when you order products or services through the Services, we may need to collect your credit or debit card information. This information is collected and processed by third-party payment processors.

Cookies, web beacons, and other tracking technologies. We and our partners use various technologies to collect information automatically when you access and use the Services, including cookies, web beacons and other similar technologies. Cookies are bits of electronic information that can be transferred to your computer or other electronic device to uniquely identify your browser. When you use the Services, we and our partners may place one or more cookies on your computer or other electronic device or use other technologies that provide similar functionality. We and our partners may use cookies to connect your activity on the Services with other information we store about you in your account profile or your prior interactions on the Services to, for example, store your preferences. The use of cookies helps us improve the quality of the Services to you, by identifying information which is most interesting to you, tracking trends, measuring the effectiveness of advertising, or storing information you may want to retrieve on a regular basis. At any time, you may adjust settings on your browser to refuse cookies according to the instructions related to your browser. However, if you choose to disable cookies, many of the free features of the Services will not operate properly. The pages on the Services may also include web beacons or pixels, which are electronic files to count users who have visited that page, to track activity over time and across different websites, to determine users’ interactions with emails we send, to identify certain cookies on the computer or other electronic device accessing that page, or to collect other related information, and this information may be associated with your unique browser, device identifier, or Internet Protocol address. We may, for example, implement a pixel on the pages of the Services where you view a certain advertisement so that we can track whether you visit a website associated with that advertisement at a later time.

Third-party cookies, web beacons, and other tracking technologies. We work with service providers and advertising networks to track and manage cookie information and your activities while you’re using the Services and your online activities over time and across different websites and devices. For example, third parties may use cookies to deliver advertisements to you based on your visit to the Services. For additional information, please refer to the section below entitled, “Interest-Based Advertising.” You may opt-out of cookie tracking and analysis from any of these service providers and advertising networks by Opting Out of Collection of Information by Third Parties, which is explained further below.

Mobile device and mobile browser information. You may adjust settings on your mobile device and mobile browser regarding cookies and sharing of certain information, such as your mobile device model or the language your mobile device uses, by adjusting the privacy and security settings on your mobile device. Please refer to the instructions provided by your mobile service provider or mobile device manufacturer.

Location Data. If you enable location services on your mobile device, 360 Mortgage Marketing, LLC. may collect the location of your device, which we use to provide you with location-based information and advertising. If you wish to deactivate this feature, you can disable location services on your mobile device.

Usage logs. We collect information about your use of our Services, including the type of browser you use, access times, pages viewed, your IP address and the page you visited before navigating to our Services. We also collect information about the computer or mobile device you use to access our Services, such as the hardware model, operating system and version, unique device identifiers, mobile network information, and browsing behavior.

Calls and text messages. Calls between you and 360 Mortgage Marketing, LLC., or between you and third parties made through 360 Mortgage Marketing, LLC., or others you contact about a survey through a form or link on our website or in our advertising, or using contact information found on our website, may be recorded or monitored for quality assurance and customer service purposes. You will be notified at the beginning of a call if it may be recorded or monitored. 360 Mortgage Marketing, LLC. uses a third-party service provider to track phone calls and text messages between you and 360 Mortgage Marketing, LLC. so that we can access certain details about the contact. As part of this process, 360 Mortgage Marketing, LLC. and its service provider will receive in real time and store data about your call or text message, including the date and time of the call or text message, your phone number, and the content of the text message. 360 Mortgage Marketing, LLC. will not knowingly collect personally identifiable information from any person under the age of 18.

How 360 Mortgage Marketing, LLC. Uses Your Information

360 Mortgage Marketing, LLC. generally uses the information collected about you to provide and improve the Services, including to:

provide and deliver the Services, process transactions and send related information such as confirmations and invoices;
send you technical notices, updates, security alerts and support and administrative messages;
respond to your comments, questions and requests and provide customer service;
communicate with you about products, services, offers, promotions, rewards and events offered by 360 Mortgage Marketing, LLC. and others, and provide news and information we think will be of interest to you;
monitor and analyze trends, usage and activities in connection with our Services;
revise, modify, and update existing Services and develop new Services;
detect, investigate and prevent fraudulent transactions and other illegal activities and protect the rights and property of 360 Mortgage Marketing, LLC. and others;
personalize the Services and present you with advertising, content or features that we believe will be of interest or useful to you;
facilitate contests, sweepstakes and promotions and process and deliver entries and rewards;
link or combine with information we get from others to help understand your needs and provide you with better service; and
carry out any other purpose described to you at the time the information was collected.

Email Management. You may receive email from 360 Mortgage Marketing, LLC. for a variety of reasons – for example, if you took an action through the Services, you signed up for a regular report, or you completed an online survey. Please note that, even if you unsubscribe from certain email correspondences, we may still need to email you with important transactional or administrative information.

When 360 Mortgage Marketing, LLC. Shares and Discloses Your Information

Your privacy is important and we are committed to protecting your information that identifies you personally. We will only share personal information that you provide outside the public areas of the Services in the following circumstances:

With your consent. When you consent or direct 360 Mortgage Marketing, LLC. to share the personal information. This happens when you submit your information through many of our Services.

Service providers to 360 Mortgage Marketing, LLC. When 360 Mortgage Marketing, LLC. hires a service provider to help operate the Services or our business, 360 Mortgage Marketing, LLC. may give access to personal information only as appropriate to perform the service for 360 Mortgage Marketing, LLC., and subject to the terms of this privacy policy. 360 Mortgage Marketing, LLC. always remains responsible for the privacy of your personal information that is shared with service providers.

Partners with whom we conduct business. When 360 Mortgage Marketing, LLC. partners with other businesses to offer products and services, we may share information with those business partners only as needed to provide those products and services and only subject to the terms of this privacy policy.

Legal obligation or protection from harm. When 360 Mortgage Marketing, LLC. has a good faith belief that access, use, preservation or disclosure of information is reasonably necessary to (a) satisfy any requirement of law, regulation, legal process, or enforceable governmental request, (b) enforce or investigate a potential violation of the Terms of Use, (c) detect, prevent, or otherwise respond to fraud, security or technical concerns, (d) support auditing and compliance functions, or (e) protect the rights, property, or safety of 360 Mortgage Marketing, LLC., its users, or the public against harm.

Business transfers. If, and when 360 Mortgage Marketing, LLC. is involved in a merger, acquisition, or any form of transfer or sale of some or all of its business, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, we may share your personal information in connection with that transaction.

360 Mortgage Marketing, LLC. may also share aggregated or de-identified information that cannot reasonably be used to identify you.

Interest-Based Advertising

We participate in interest-based advertising. This means that when you use the Services, we or third-party service providers or advertisers may use cookies (that they collect or that we provide to them) or other similar technologies to collect information about your use of the Services (including mobile applications) or your online activities over time and across different websites and devices. Collected information may include the content you view, the date and time that you view this content, and the website that referred you to the Services, and this information may be associated with your unique browser, device identifier, or Internet Protocol (IP) address. These practices help tailor advertisements that are relevant and useful to you. These tailored advertisements may appear on the Services or on other websites, applications or properties. In addition, if you have provided your email address to us, we may use a scrambled, unreadable form (a hash) of your email address to deliver tailored advertisements to you on the Services or on other websites, including via Facebook’s Custom Audience Feature or other similar tools. Click here to learn about how you can control the ads you see on Facebook. You may opt-out of cookie tracking and analysis as described in the section below entitled ‘Opting Out of Collection of Information by Third Parties’. The Services do not otherwise respond to ‘do not track’ signals.

Opting Out of Collection of Information by Third Parties

360 Mortgage Marketing, LLC’s. third-party ad servers, ad network providers, third-party advertisers may provide you with advertisements that you may see on the Services or on other affiliated websites. To improve the relevancy and help measure the effectiveness of such advertisements, the 360 Mortgage Marketing, LLC. Ad Providers may use cookies, web beacons, clear gifs or similar technologies. These are used to record users’ activity, such as the pages visited, and to learn what types of information are of most interest to the users.

Third-Party Links and Websites

Throughout the Services, we may link to the websites of other companies and/or individuals. Further, certain functionalities on the Services may involve the distribution of your survey’s information to third-party websites. These third-party websites may collect information about users on those websites, and 360 Mortgage Marketing, LLC’s. privacy policy does not extend to these external websites and third parties. Please refer directly to these third parties and websites regarding their privacy policies.

Security and Retention of Information

360 Mortgage Marketing, LLC. takes reasonable steps to protect the information users share with us from unauthorized use, access, and disclosure, both during transmission and at rest. However, no transmission of information via the Internet nor electronic storage solution can be entirely secure, so please be aware that we cannot guarantee absolute security. We may maintain a copy of the original version of your information in our records. We will retain your information for as long as necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.

Transfer of Information to the United States

360 Mortgage Marketing, LLC. is based in the United States and you acknowledge that the information we collect is governed by U.S. law. By accessing or using the Services or otherwise providing information to us, you consent to the processing, transfer, and storage of information in and to the United States, where you may not have the same rights and protections as you do under local law.

Government and Private Party Information Requests

360 Mortgage Marketing, LLC. occasionally receives various forms of legal process from government agencies and private parties requesting information about 360 Mortgage Marketing, LLC. users. Before we produce information, we will attempt to notify affected users and give them an opportunity to object unless notification is prohibited by law or if we believe that notification would create a risk of harm or be otherwise counterproductive.

Contacting 360 Mortgage Marketing, LLC.

If you have any questions about this privacy policy, or the privacy practices of 360 Mortgage Marketing, LLC., please email us at support@360mortgagemarketing.com, or you can write to us at:

360 Mortgage Marketing, LLC. Attn: Consumer Care 20509 Camden Path Farmington, MN 55024

Changes to this Privacy Policy

Please note that this policy may be amended from time to time. You should check back for the most current version before relying on any of the provisions in this privacy policy. We will provide notice of material changes to the policy, either by posting a notice on our websites, by sending an email, or some other reasonable method